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Terms of Service

Effective Date: April 27, 2026

Last Updated: April 27, 2026

These Terms of Service (“Terms”) govern your access to and use of TCG Dealflow (the “Service”), operated by Izzet Labs LLC d/b/a TCG Dealflow (“Company,” “we,” “us,” or “our”), a Florida limited liability company. By creating an account, accessing, or using the Service, you (“you,” “User,” or “Customer”) agree to be bound by these Terms. If you do not agree, you may not use the Service.

1. The Service

TCG Dealflow is a software-as-a-service tool that assists users in evaluating and negotiating the purchase of trading card collections and bulk lots. The Service uses artificial intelligence to generate suggestions, analyses, draft messages, and recommendations based on information you provide.

The Service is a tool that assists you. It does not make decisions for you, execute transactions on your behalf, or guarantee any outcome. You are solely responsible for every decision you make, every message you send, every offer you extend, and every transaction you complete. The Service does not buy, sell, broker, or facilitate the transfer of any goods or money between you and any third party.

We reserve the right to modify, suspend, or discontinue any feature of the Service at any time, with or without notice.

2. Eligibility

You must be at least 18 years old and capable of forming a binding contract under applicable law to use the Service. By using the Service, you represent and warrant that you meet these requirements.

3. Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorized access or security breach. We are not liable for any loss or damage arising from your failure to safeguard your credentials.

You agree to provide accurate, current, and complete information when creating your account and to keep it updated.

4. Subscriptions, Billing, and Payment

4.1 Subscription Plans

The Service is offered on a recurring subscription basis at the following tiers (subject to change):

Each tier includes specific feature limits (active leads per month, games unlocked, etc.) as described on our website at the time of purchase. We reserve the right to change pricing, plan features, and limits at any time, with notice provided to active subscribers at least 30 days in advance of any price increase affecting their plan.

4.2 Payment Processing

All payments are processed by Stripe, Inc. (“Stripe”), a third-party payment processor. By subscribing, you agree to Stripe’s terms and authorize Stripe to charge your designated payment method on a recurring basis until you cancel. We do not store your full payment card information; that information is held by Stripe.

4.3 Recurring Billing and Renewal

Subscriptions automatically renew at the end of each billing period at the then-current rate unless you cancel before the renewal date. By subscribing, you authorize recurring charges without further authorization from you until you cancel.

4.4 Cancellation

You may cancel your subscription at any time through the customer portal accessible from your account settings. Cancellation takes effect at the end of your current billing period. You will retain access to paid features until the end of that period. No refunds or credits are issued for partial billing periods, unused time, or downgraded plans.

4.5 Plan Changes (Upgrades and Downgrades)

You may upgrade your subscription at any time; upgrade charges are prorated and billed immediately by Stripe. You may downgrade your subscription at any time; downgrades take effect at the end of your current billing period, and you retain access to your current plan’s features until then. No refunds or credits are issued for downgrades.

4.6 Failed Payments

If a recurring charge fails, we will attempt to collect payment using Stripe’s retry logic. If payment cannot be collected, we may suspend or terminate your access to the Service. You remain responsible for any unpaid amounts.

4.7 Taxes

You are responsible for any applicable taxes, duties, or fees imposed by any government authority on your subscription, except for taxes based on our net income.

4.8 Free Trials and Promotional Offers

If we offer a free trial or promotional discount, the terms of that offer will be presented to you at signup. Unless otherwise stated, you will be automatically charged the full subscription price at the end of the trial unless you cancel before it ends.

5. Acceptable Use

You agree not to:

We reserve the right to investigate and take appropriate action, including suspension or termination of your account, for any violation of these Acceptable Use rules.

6. AI-Generated Content and Outcomes Disclaimer

6.1 Nature of AI Output

The Service uses artificial intelligence (provided by Anthropic and other third-party AI providers) to generate analyses, recommendations, draft messages, deal classifications, risk assessments, and suggested offers. All AI-generated output is provided for informational and assistive purposes only.

6.2 No Guarantee of Accuracy

AI-generated content may contain errors, omissions, inaccuracies, or hallucinated information. AI cannot reliably value trading cards, accurately assess condition from photos, predict market movement, or guarantee that a recommended action will result in a favorable outcome. You must independently verify all information and use your own judgment before acting on any AI-generated suggestion.

6.3 No Responsibility for Deal Outcomes

You are solely responsible for every transaction, offer, message, and decision you make using the Service. This includes, without limitation:

We do not buy, sell, broker, value, or guarantee any card, collection, lot, or transaction. The Service is a tool that assists your decision-making. The decisions are yours, the deals are yours, and the outcomes — good or bad — are yours.

6.4 No Financial, Investment, or Tax Advice

Nothing in the Service constitutes financial, investment, accounting, tax, or legal advice. AI-generated outputs are not a substitute for professional advice. You should consult qualified professionals for any decision with financial or legal consequences.

6.5 Third-Party Marketplaces

The Service is designed to assist with purchases on third-party platforms such as Facebook Marketplace, eBay, Craigslist, and others. We have no relationship with, control over, or responsibility for those platforms or any seller, buyer, or counterparty you interact with through them. You are responsible for complying with the terms and policies of any third-party platform you use.

7. User Content

7.1 Your Content

You retain all rights to the content you submit to the Service, including listing details, photos, negotiation notes, seller information, messages, and other data (“User Content”).

7.2 License to Us

By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to host, store, process, transmit, display, and otherwise use your User Content solely for the purpose of operating, providing, improving, and supporting the Service for you. This license terminates when you delete the User Content or close your account, except to the extent we are required to retain it to comply with legal obligations or as set forth in our Privacy Policy.

7.3 Your Responsibility

You represent and warrant that:

7.4 No Public Sharing

The Service does not publish or share User Content publicly. Your data is private to your account.

7.5 Backup and Loss

While we take reasonable measures to protect your data, you are responsible for maintaining your own backups of any User Content you consider important. We are not liable for any loss of User Content.

8. Intellectual Property

8.1 Our IP

The Service, including all software, code, designs, graphics, text, logos (“TCG Dealflow,” “Izzet Labs,” and related marks), and other materials, is owned by Izzet Labs LLC and protected by copyright, trademark, and other laws. We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal or internal business purposes during the term of your subscription, subject to these Terms.

8.2 Feedback

If you submit feedback, suggestions, or ideas to us, you grant us a perpetual, irrevocable, royalty-free license to use them without obligation or compensation.

8.3 Third-Party Marks

References to trading card games, publishers, or marketplaces (e.g., “Magic: The Gathering,” “Pokémon,” “Yu-Gi-Oh!”) are the trademarks of their respective owners. We are not affiliated with, endorsed by, or sponsored by any of these companies. The Service is an independent tool created by Izzet Labs LLC.

9. Third-Party Services

The Service relies on third-party providers including, but not limited to: Stripe (payments), Anthropic (AI), Resend (email), Vercel (hosting), and Supabase (database). Your use of the Service may be subject to those third parties’ terms and policies. We are not responsible for the acts, omissions, outages, or changes of any third-party provider.

10. Modifications to the Service and Terms

We may modify the Service or these Terms at any time. If we make material changes to the Terms, we will notify you by email or by posting a notice in the Service at least 14 days before the changes take effect. Your continued use of the Service after the effective date constitutes your acceptance of the revised Terms. If you do not agree, you must stop using the Service and may cancel your subscription.

11. Termination

11.1 By You

You may terminate your account at any time by canceling your subscription and contacting us at legal@tcgdealflow.com to request account deletion.

11.2 By Us

We may suspend or terminate your access to the Service at any time, with or without notice, if we believe you have violated these Terms, engaged in fraudulent activity, abused the Service, or for any other reason at our sole discretion. We may also discontinue the Service entirely with reasonable notice.

11.3 Effect of Termination

Upon termination, your right to access the Service ends immediately. We may delete your User Content after termination, subject to our Privacy Policy and applicable law. Sections of these Terms that by their nature should survive termination (including Sections 6, 7.2, 8, 12, 13, 14, 15, and 16) will survive.

12. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT:

YOU USE THE SERVICE AT YOUR OWN RISK.

13. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL IZZET LABS LLC, ITS OFFICERS, MEMBERS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR:

REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE), AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS SHALL NOT EXCEED THE GREATER OF (A) ONE HUNDRED DOLLARS ($100 USD) OR (B) THE TOTAL AMOUNT YOU PAID US FOR THE SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you. In such cases, our liability will be limited to the maximum extent permitted by law.

14. Indemnification

You agree to indemnify, defend, and hold harmless Izzet Labs LLC and its officers, members, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to:

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification, in which case you agree to cooperate with us.

15. Dispute Resolution; Binding Arbitration; Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

15.1 Informal Resolution

Before initiating any formal dispute, you agree to first contact us at legal@tcgdealflow.com and attempt to resolve the dispute informally for at least 60 days.

15.2 Binding Arbitration

If the dispute cannot be resolved informally, you and Izzet Labs LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service (“Dispute”) shall be resolved exclusively by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, rather than in court, except that:

The arbitration shall be conducted in Miami-Dade County, Florida, or by remote/video means at the arbitrator’s discretion. The arbitrator’s decision is final and binding. Judgment on the award may be entered in any court of competent jurisdiction.

15.3 Class Action Waiver

YOU AND WE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate claims of more than one person and may not preside over any form of representative or class proceeding.

15.4 30-Day Right to Opt Out

You may opt out of this arbitration agreement by sending a written notice to legal@tcgdealflow.com within 30 days of first accepting these Terms. Your notice must include your name, account email, and a clear statement that you wish to opt out of arbitration. Opting out will not affect any other provisions of these Terms.

15.5 Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law principles. To the extent any dispute is not subject to arbitration, the parties consent to the exclusive jurisdiction and venue of the state and federal courts located in Miami-Dade County, Florida.

16. General Provisions

16.1 Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and us regarding the Service and supersede any prior agreements.

16.2 Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.

16.3 No Waiver

Our failure to enforce any provision of these Terms is not a waiver of that provision.

16.4 Assignment

You may not assign or transfer these Terms or your account without our prior written consent. We may assign these Terms freely, including in connection with a merger, acquisition, or sale of assets.

16.5 Force Majeure

We are not liable for any failure or delay in performance caused by events beyond our reasonable control, including acts of God, war, terrorism, civil unrest, pandemic, government action, internet or utility outages, or third-party service failures.

16.6 No Agency

Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between you and us.

16.7 Electronic Communications

By using the Service, you consent to receive communications from us electronically (email, in-app notifications). You agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communications be in writing.

16.8 Headings

Section headings are for convenience only and do not affect interpretation.

17. Contact

For questions about these Terms, contact us at:

Izzet Labs LLC d/b/a TCG Dealflow

Email: legal@tcgdealflow.com

By using TCG Dealflow, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.